Terms & Conditions

1 Introduction

Welcome to 99pak (the "Site"), accessible at https://99pak.cam. 99pak is an English-language online information and guide platform designed specifically for Pakistani users who seek information about online casino games, sports betting markets, welcome offers and responsible gambling practices.

These Terms & Conditions (the "Terms") constitute a legally binding agreement between you (the "User") and 99pak (the "Platform", "we", "us" or "our") concerning your access to and use of this Site. These Terms apply to all visitors, readers and users of the Site without exception.

By accessing any page of this Site, you confirm that you have read, understood and agreed to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must discontinue your use of the Site immediately.

2 Definitions

For the purposes of these Terms & Conditions, the following definitions apply:

• "Site" means the 99pak website accessible at https://99pak.cam and all pages, content and resources contained within it.
• "Platform" means 99pak as an information service, including its editorial team, content infrastructure and associated communications channels.
• "User" means any individual who accesses, browses or otherwise interacts with the Site, regardless of whether they have registered any account.
• "Content" means all text, images, graphics, guides, comparisons, reviews, structured data, design elements and other material published on the Site.
• "Third-Party Operator" means any external online casino, sportsbook or gambling platform referenced, described or compared within Site Content. Such operators are independent entities with no affiliation to 99pak.
• "Applicable Law" means all laws, regulations, statutes and codes applicable to the User's jurisdiction, including but not limited to Pakistan's Prevention of Gambling Act, 1977.
• "Responsible Gambling Tools" means features such as deposit limits, loss limits, session time controls, self-exclusion programmes and reality check reminders that may be offered by Third-Party Operators, as described in our guide content.

3 Acceptance of Terms

Your continued use of the Site constitutes your ongoing acceptance of these Terms. Acceptance is effective from the moment you first access any page of the Site. If you are accessing the Site on behalf of a legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.

These Terms are to be read in conjunction with our Privacy Policy and our Responsible Gambling guidelines, both of which form part of the overall agreement between you and 99pak.

4 Eligibility

Access to and use of this Site is strictly limited to individuals who meet all of the following criteria:

• You are at least 18 years of age, or the higher minimum age required by the operator or license jurisdiction applicable to you;
• You have the legal capacity to enter into binding agreements under the laws of your jurisdiction;
• Your access to and use of this Site does not violate any Applicable Law in your jurisdiction;
• You are not located in a jurisdiction where accessing online gambling information is prohibited or restricted by law.

99pak does not knowingly provide content to minors. If we become aware that a minor has accessed the Site, we reserve the right to take appropriate corrective action. Parents and guardians are encouraged to use parental control tools to restrict access to gambling-related content.

5 Nature of Service

99pak is strictly an information and guide platform. The Site does not constitute a gambling operator, casino, sportsbook, betting exchange or any other form of gambling service. Specifically:

• 99pak does not accept bets or wagers of any kind;
• 99pak does not accept deposits, process withdrawals or hold funds on behalf of users;
• 99pak does not issue gambling licences and is not regulated as a gambling operator by any authority;
• 99pak does not provide a platform through which gambling transactions can be conducted;
• All casino games, sports betting markets, odds, promotions and offers described on the Site relate to Third-Party Operators and are provided for informational and illustrative purposes only.

Any decision by a User to register with, deposit funds at or place bets on a Third-Party Operator platform is made entirely at that User's own risk and is subject to the terms, conditions and applicable laws governing that operator.

6 Permitted Use

Subject to your compliance with these Terms, 99pak grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Site for personal, non-commercial informational purposes only. Permitted use includes:

• Reading and referencing game guides, offer comparisons and responsible gambling resources;
• Navigating the Site to access information relevant to your personal use;
• Sharing links to individual pages of the Site for non-commercial purposes, provided no misrepresentation of the Site's nature occurs.

This licence does not extend to any systematic scraping, reproduction, redistribution or commercial exploitation of Site Content without prior written consent from 99pak.

7 Prohibited Conduct

When using this Site, you agree not to engage in any of the following prohibited activities:

• Accessing the Site if you are under the required minimum age or if doing so violates Applicable Law in your jurisdiction;
• Attempting to circumvent any technical measures implemented on the Site;
• Reproducing, republishing, distributing or commercially exploiting any Content without prior written authorisation;
• Using the Site to engage in or facilitate any unlawful activity, including but not limited to money laundering, fraud or any activity prohibited under the Prevention of Gambling Act, 1977 or any other Applicable Law;
• Introducing malicious code, viruses, trojans or any other material that may harm the Site, its infrastructure or its users;
• Misrepresenting the nature of this Site or its affiliation with any Third-Party Operator, payment provider or regulatory body;
• Using automated tools, bots or scrapers to access or extract data from the Site without express written permission.

Violation of these prohibitions may result in your access to the Site being terminated and, where appropriate, referred to relevant legal authorities.

8 Intellectual Property

All Content published on the 99pak Site — including but not limited to written guides, editorial text, page structure, design, typography, graphics, logos, icons and data compilations — is the intellectual property of 99pak or its licensed content providers, and is protected under applicable copyright, trademark and intellectual property laws.

8.1 Restrictions

You may not copy, reproduce, republish, upload, post, transmit, distribute or modify any Content from this Site for commercial purposes without prior written consent. Brief quotation for non-commercial referencing purposes, with attribution to 99pak, is permitted provided it does not misrepresent the original content.

8.2 Trade Marks

The 99pak name, logo and associated branding are trade marks of 99pak. Third-party trade marks referenced on this Site — including payment provider names such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — remain the property of their respective owners. Their mention on this Site does not imply any affiliation, partnership, endorsement or approval.

9 Disclaimers

The Content published on 99pak is provided on an "as is" and "as available" basis. To the fullest extent permitted by Applicable Law, 99pak makes no representations or warranties of any kind, express or implied, including but not limited to:

• The accuracy, completeness, reliability or timeliness of any Content;
• The suitability of any described product, offer or service for any particular purpose;
• The uninterrupted or error-free availability of the Site;
• The fitness of any Content as financial, legal or professional advice.

Game guides, offer comparisons and odds examples published on this Site are illustrative only. Actual terms, odds, bonus structures and wagering requirements offered by Third-Party Operators may differ materially and are subject to change at any time without notice to 99pak.

10 Limitation of Liability

To the maximum extent permitted by Applicable Law, 99pak, its operators, editors and contributors shall not be liable for any direct, indirect, incidental, consequential, special or punitive damages arising from or related to:

• Your use of, or inability to use, the Site or any Content therein;
• Any decision made by you in reliance on Content published on the Site;
• Any gambling losses incurred by you at any Third-Party Operator platform referenced or described on the Site;
• Any inaccuracy, incompleteness or outdated nature of any Content;
• Unauthorised access to or alteration of your data or transmissions;
• Any interruption, suspension or discontinuation of the Site.

This limitation of liability applies regardless of the legal theory under which the claim is brought. Some jurisdictions do not permit the exclusion of certain warranties or limitation of liability for certain types of damages; in such cases, liability is limited to the maximum extent permitted by that jurisdiction's law.

11 Third-Party References

The Site may reference, describe or compare Third-Party Operators, payment providers and other external services. These references are provided for informational context only. 99pak:

• Does not endorse, recommend or guarantee any Third-Party Operator or service;
• Has no control over the content, terms, practices or conduct of Third-Party Operators;
• Is not responsible for the availability, accuracy or legality of any Third-Party Operator's platform or services;
• Does not receive undisclosed payments from operators to influence editorial content.

Payment method names referenced on this Site — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are mentioned as familiar Pakistani payment references for contextual purposes only. Their inclusion does not imply that these providers endorse, support or facilitate gambling transactions on behalf of any operator.

12 Gambling & Legal Notice

99pak publishes information relating to online casino and sports betting. Users must be fully aware of the following:

12.1 Legal Status in Pakistan

Gambling, including online gambling, is subject to significant legal restrictions in Pakistan. The Prevention of Gambling Act, 1977 and other applicable legislation impose restrictions on gambling activities. 99pak does not claim that online gambling is legal, licensed, approved or regulated by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan, any provincial authority or any Pakistani financial institution.

12.2 User Responsibility

It is the sole responsibility of each User to determine whether their access to and use of online gambling platforms — including any platforms referenced on this Site — is lawful in their jurisdiction. 99pak strongly advises all users to consult qualified legal counsel before accessing any online gambling platform.

12.3 No Regulatory Approval

99pak does not hold any gambling licence and is not regulated as a gambling operator by any domestic or international authority. We do not fabricate licence numbers or imply regulatory endorsement of any kind.

12.4 Gambling Risk Warning

Gambling carries significant financial risk. The majority of players lose money over time. Game outcomes at online casinos involve chance and are not influenced by strategies described in our guides. Never gamble with money you cannot afford to lose. For guidance on responsible gambling practices, please visit our Responsible Gambling page.

13 Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains how 99pak collects, processes, stores and protects any information obtained through your use of the Site. By accepting these Terms, you also accept the terms of our Privacy Policy.

14 Changes to These Terms

99pak reserves the right to modify, update or replace these Terms & Conditions at any time without prior notice. Changes will take effect immediately upon publication on this page. The "Last updated" date displayed at the top of this page will be revised accordingly.

Your continued use of the Site following any changes to these Terms constitutes your acceptance of the updated Terms. It is your responsibility to review these Terms periodically to remain informed of any updates. If you do not accept the revised Terms, you must cease using the Site.

15 Governing Law

These Terms & Conditions shall be construed and governed in accordance with applicable law. As 99pak operates as an information platform accessible to Pakistani users, Users acknowledge their responsibility to comply with Applicable Law in their own jurisdiction, including Pakistan's Prevention of Gambling Act, 1977 and all other relevant domestic legislation.

Nothing in these Terms shall be construed as a submission to the exclusive jurisdiction of any particular court or regulatory authority. In the event of any dispute arising from these Terms or your use of the Site, we encourage resolution through direct communication in the first instance.

16 Contact Us

If you have any questions, concerns or requests relating to these Terms & Conditions, please contact the 99pak editorial team. We aim to respond to all genuine enquiries within two business days.

We serve players and readers from across Pakistan, including Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan and Peshawar. Enquiries in English are preferred for the fastest response.